Sunday Morning Coffee Musings: Mind on My Money and My Money on My Mind

I don’t have to tell you that gas and groceries are high. Most of you are here in America and you have to eat and go back and forth to work so you have been to the pump and the grocery store. Before any of this took place I’d been concerned about finances. I took a long hard look this year at how I spend my money. I had some major things happen and it feels as if my savings account will never recover. It seems as if I get some savings and then before I can build on it, it crumbles.

It is clear to me this morning the key is I must save more. I must make some huge sacrifices and that sacrifice may be no vacations this year. One vacation is already out the door and another has one foot out and one foot in. I am on the fence about it. I should say I am simply prolonging saying “I’m sorry family. But I will not be able to join you this fall for vacation. I need to save.”

I really want to get away from it all. I need to. So, what’s a girl to do? Perhaps I will get away in my own city. A stay-cation sampling the good life of the Uppercrust in my city or maybe, do a vlog of living high off the hog on a budget. Perhaps, I will prepare for an amazing vacation next year or maybe push my vacation back to December. I don’t know.

Inflation and changing my spending habits has been a challenge. I have discovered that if I am restricted for a long period of time of not getting things I want, I tend to binge spend. Yes. I regret it later. But this time, if I play my cards right, I will be able to pad my savings and purchase things I want for myself and for my home. It’s a new month. It’s a new day. I am really grateful that grace and mercy is available every morning but, I need to stop the tangent splurges and not need grace and mercy in that area so often.

~Nikki