Sunday Morning Coffee Musings: Mind on My Money and My Money on My Mind

Someone’s Yacht in Orange Beach Pensacola, Alabama

I don’t have to tell you that gas and groceries are high. Most of you are here in America and you have to eat and go back and forth to work so you have been to the pump and the grocery store. Before any of this took place I’d been concerned about finances. I took a long hard look this year at how I spend my money. I had some major things happen and it feels as if my savings account will never recover. It seems as if I get some savings and then before I can build on it, it crumbles.

It is clear to me this morning the key is I must save more. I must make some huge sacrifices and that sacrifice may be no vacations this year. One vacation is already out the door and another has one foot out and one foot in. I am on the fence about it. I should say I am simply prolonging saying “I’m sorry family. But I will not be able to join you this fall for vacation. I need to save.”

I really want to get away from it all. I need to. So, what’s a girl to do? Perhaps I will get away in my own city. A stay-cation sampling the good life of the Uppercrust in my city or maybe, do a vlog of living high off the hog on a budget. Perhaps, I will prepare for an amazing vacation next year or maybe push my vacation back to December. I don’t know.

Inflation and changing my spending habits has been a challenge. I have discovered that if I am restricted for a long period of time of not getting things I want, I tend to binge spend. Yes. I regret it later. But this time, if I play my cards right, I will be able to pad my savings and purchase things I want for myself and for my home. It’s a new month. It’s a new day. I am really grateful that grace and mercy is available every morning but, I need to stop the tangent splurges and not need grace and mercy in that area so often.

~Nikki

Sunday Morning Coffee Musings: How Many Delays but Not Denials?

I mean seriously. How many delays in life can one girl have? I know delays are not denials but, it sure seems like it lately. Maybe I am exaggerating a bit but, I am feeling some frustration about not being able to do EVERYTHING I want to do right now! Yes…whining a bit. However, I know that I must prioritize and sometimes, like this time, sacrifices must be made. Sacrifice never feels good.

So, what can I do to ease the frustration?

  • I can do what I can and not fret about what I cannot do
  • I can find free things to do around the city
  • I can create things to do with family and friends that are cost efficient
  • I can spend time organizing my home
  • I have plenty of crochet work to catch up on
  • I can try new recipes
  • I can spend in nature or on my porch with a cup of coffee or a cocktail
  • I have a book to read for a book club
  • I can start writing my third novel

So, there is much to do. Although, it may not be the other things I want to do, I can still occupy my time and enjoy it. Also, there will come a time, because of the financial sacrifices I am making, I will be able to enjoy the things I want to do, when I want to do them.

~Nikki

Afraid to Succeed

Me in Paris, France

Monday, I woke up and made a choice to have a productive and successful day. However, there was this nagging feeling I needed to address. It was the feeling of fear of success. I can feel that with the actions I am taking in my life now, there will be huge successes. And for some reason, that makes me afraid. Why?

It’s not because I am afraid of the responsibility of success which is what I saw in my research of “fear of success”. It is because if I do become successful, I am afraid I will not have the ability to maintain it. What if it does good and then it starts not to do well? I am afraid that the money I make will somehow disappear because of “life”. You know expenses. I don’t know what I am doing. I am not confident in my steps. This makes me freeze up and not want to do anything at all.

I searched some affirmations for fear of success. I also added my own. I decided to meditate using affirmations.

  • I step into the into the success of accomplishing my dreams.
  • I am not afraid to succeed.
  • Succeeding is my birthright.
  • To succeed is to be the best version of myself.
  • Fear is an indicator that I am headed in the right direction
  • I am filled with endless solutions for my business, goal, and dreams
  • I am filled with endless ideas
  • There are no limits on my ideas
  • I am capable of solving any issues that may arise
  • There are no limits to my creativity. I am always expanding.
  • I am always evolving my business when necessary to keep up with the current times.
  • I am excited to see the success from my actions
  • I am very capable of securing my future from my success
  • Time is precious and a gift. I am using my time wisely to create the life I want to live
  • I inhale courage…I exhale fear

I pray this helps someone today.

Love, Nikki