I have been on this financial journey for some years. I was able to purchase a home after my credit score improved. Since I have been at my home for two years and 5 months, I have had a difficult time building my savings up and paying down some debt. My credit score remains improved and very good. As I grew frustrated about how things were going it turned into anxiety. Why isn’t it working? What am I doing wrong? How can I get on top of things once and for all?

The night all of this was going on I decided to read the next passage from The Sacred Yes. Maybe there was an answer there. Anything to calm my mind. I read:

“Stop building on the shifting sand of the temporal. When you see that things are going awry, that is the indication that you are not on solid ground, that is the indication that you have anchored yourself in the temporary, the transitory, the relative, the conditional, and the temporal. All of these things are like shifting sand. You cannot anchor in it. You cannot build a foundation, let alone a structure in it. So why is there such a surprise when the walls come tumbling down?”

The wheels in my head started turning. Have I been trying to build my savings on shifting sand? Yes. How? Not doing the things I need to do FIRST consistently. Not cutting back when I should or could. Taking too long to cut back and waiting for something major to happen before I cut back. Not sacrificing at the right time. Ignoring prompts and spiritual messages. And honestly, I said to myself, “Damn. I have been messing up. It’s the little foxes that have been spoiling my vine (savings).” I started to feel bad. Until I read this:

“Discover and affirm what’s right, not just what you think is wrong. No, my children, the challenge is to build upon the rock.”

It went on to say that I should spend more time discovering the TRUTH about myself and the situation and then miracles would occur. Things would change. I observe how things are going wrong but not always why they are going wrong. Just because I change a habit doesn’t mean the new thing I am doing is being built on solid ground. How can it be if I continue to let old habits sift in? How can it be solid if I am not solid in my foundation? I can’t ignore the prompts and messages when I see or hear them. I can’t half way save. I can’t save when it’s convenient. I can’t save if I don’t follow the plan. What is the plan anyways? My plan is not clear.

This week I will work on a better plan. I will get focused. I will listen and read information that will help me. I will not continue the game of sinking and swimming with my finances. I am determined. I will look at what is working and I will add to it. Thank you for allowing me to share my financial journey with you!

~Nikki